Why Are There So Many Claims For SSDI?
A Disability Policy Panel convened by the National Academy of Social Insurance attributes growth in the Social Security Disability Insurance (SSDI) program to a number of trends, including:
• Economic recession which lead to lost jobs for older workers
• Baby boomers are entering the age 50-65 age range, in which the risk of disability rises, and many more women in the baby-boom generation have sufficient work experience to be insured for Social Security Disability Insurance (SSDI) benefits
• Baby boomers who enter the SSDI program because of impairments associated with middle to older age, such as musculoskeletal disorders, are expected to remain beneficiaries for many years
• Cost-containment measures in the privately insured short-term disability, long-term disability, and workers compensation benefit systems direct workers to the SSDI program in cases where claimants meet the initial SSDI eligibility criteria.
• As an outgrowth of the emphasis in managed care programs on early identification and management of disease, disabling conditions are being recognized and diagnosed earlier in the course of the disease and at the primary level of health care.
It appears SSA will not have a claims “recession” for a number of years as these five factors are identified and documented as “trends”, rather than isolated events.
Perhaps you, or someone you know, would rather engage the services of a professional representative rather than venture on your own when filing for SSDI benefits.
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(Source: Rehabilitation Research and Training Center on Workplace Supports at Virginia Commonwealth University.).