Social Security Disability Benefits For Dependent Children
Social Security dependent entitlement for children can be one of the most confusing of all areas for those entitled to SSDI benefits. Who is a “dependent” child? Can a dependent child qualify for benefits on the record of the SSDI beneficiary?
The term “child” includes the following types of children:
• Natural legitimate child
• Child of void or voidable marriage
• Legitimated child
• Illegitimate child with inheritance rights
• Child of invalid ceremonial marriage
• Legally adopted child
• Equitably adopted child
• Grandchild/step-grandchild of SSDI beneficiary or their or spouse
In addition to being qualified as a “child” of the SSDI beneficiary, some children are deemed “dependent” and others are required to demonstrate dependency before entitlement can be established.
Benefit Termination (child): Benefits for dependent children may end at age 18, or if they are still in school, benefits will end either in the month in which the child turns age 19, or the first day of the month after the month the child is no longer enrolled in school full-time There are exceptions, for example: if the “child” gets married, this can terminate their dependent benefits entitlement.
Payee selection for the dependent child: If the child is age 17 1/2 or older at the time of claim processing, SSA will make the child their own payee. Typically, the preference order is first the custodial parent, then an adoptive parent with custody, legal guardian, natural or adoptive parent without custody, step-parent with custody, and on down the SSA established preference list.
For new SSDI claims in 2009, 34% of new entitlements had dependent benefits involved. The average dependent benefit for new SSDI entitlements in 2009 was $532.00/month.
If you have questions regarding Social Security disability, or if you or someone you know are interested in determining eligibility for benefits, please contact us today!